Terms & Conditions

Use of the site

UntilXmas is provided as-is, for personal, non-commercial use. You're welcome to use it freely. Please don't try to break, scrape aggressively, or misuse it.

No advice

The checklists, budget estimator, and suggestions on this site are general guidance, not financial, legal, or professional advice. Use your own judgment.

Accuracy

We try to keep things correct, but we make no guarantees about accuracy, availability, or fitness for any particular purpose.

Liability

To the maximum extent permitted by law, UntilXmas is not liable for any losses arising from your use of the site.

Changes

We may update these terms occasionally. Continued use of the site means you accept the latest version.